Please read these Terms & Conditions carefully before using nium89. By creating an account and accessing our services, you agree to be bound by these terms and all applicable laws and regulations.
Last Updated: January 2026By accessing, browsing, or using the nium89 website and services (collectively, the "Platform"), you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions (the "Agreement"), along with our Privacy Policy and Responsible Gaming policy. This Agreement constitutes a legally binding contract between you (the "User," "you," or "your") and nium89 (the "Company," "we," "us," or "our").
If you do not agree with any part of these terms, you must immediately cease using the Platform and close your account if one has been created. Continued use of nium89 following any modifications to these Terms & Conditions constitutes your acceptance of such changes.
These Terms & Conditions apply to all users accessing nium89 from Indonesia. The Platform operates under international gaming licenses and is not licensed by Indonesian regulatory authorities. Users are responsible for ensuring their compliance with applicable local laws.
For the purposes of this Agreement, the following terms shall have the meanings set forth below:
You must be at least 21 years of age to create an account and use the Services. nium89 strictly enforces this age restriction in compliance with Indonesian law and responsible gaming standards. By registering, you confirm that you are 21 years or older. We reserve the right to request proof of age at any time, including submission of a clear photograph of your KTP (Indonesian national identity card). Failure to provide satisfactory proof within 7 days of request will result in account suspension and forfeiture of any funds or winnings.
The Services are primarily intended for users residing in Indonesia. By registering, you confirm that you are physically located in Indonesia and that your use of the Platform complies with all applicable Indonesian laws and regulations. Users accessing the Platform from jurisdictions where online gambling is prohibited do so at their own risk and are solely responsible for compliance with local laws.
To create an account on nium89, you must:
The following individuals are prohibited from creating accounts or using the Services:
We reserve the right to suspend or permanently close any account that violates these eligibility requirements. In such cases, any remaining balance may be forfeited, and winnings may be voided. Appeals can be submitted to our customer support team within 30 days of account closure.
nium89 is committed to preventing fraud, money laundering, and underage gambling. To comply with international anti-money-laundering (AML) regulations and responsible gaming standards, we require all users to complete identity verification before processing their first withdrawal.
You will be required to submit the following documents:
Document verification is typically completed within 1-24 hours during business days (Monday-Friday, 08:00-20:00 WIB). Verifications submitted outside business hours or on weekends/holidays will be processed on the next business day. Once verified, your account status will be updated, and subsequent withdrawals will be processed without additional verification unless account details change or suspicious activity is detected.
If you fail to provide satisfactory verification documents within 7 days of request, your account will be suspended, and you will be unable to place bets or withdraw funds until verification is completed. Repeated failure to verify may result in permanent account closure and forfeiture of funds in accordance with AML regulations.
nium89 accepts deposits via the following Indonesian payment methods:
Minimum deposit amounts range from Rp 25,000 (e-wallets) to Rp 50,000 (bank transfers). Maximum deposit amounts vary by payment method and are displayed during the deposit process. Most deposits are credited to your account instantly or within 5-15 minutes.
You may set voluntary deposit limits (daily, weekly, or monthly) through your account settings as part of our responsible gaming tools. Once set, deposit limits can be decreased immediately but increases require a 24-hour cooling-off period to take effect.
Withdrawals are processed to the same payment method used for deposits. Minimum withdrawal amount is Rp 100,000 across all methods. Maximum withdrawal amounts are Rp 50,000,000 per transaction for major banks (BCA, BRI, BNI, Mandiri) and Rp 25,000,000 for other banks. Larger amounts can be withdrawn via multiple transactions.
Most withdrawals to verified accounts are processed within 15 minutes during business hours (Monday-Friday, 08:00-20:00 WIB). Withdrawals requested outside these hours are queued and processed when banking operations resume. First-time withdrawals requiring KYC verification may take 1-24 hours.
nium89 does not charge withdrawal fees. However, your receiving bank or e-wallet provider may apply standard interbank transfer fees (typically Rp 0 - Rp 6,500). These fees are determined by your financial institution, not by nium89.
To comply with anti-money-laundering regulations, all deposits must be wagered at least once (1x turnover) before withdrawal is permitted. For example, if you deposit Rp 500,000, you must place at least Rp 500,000 in total bets before requesting a withdrawal. This requirement applies to both Real Money deposits and any associated bonuses.
You confirm that all funds deposited into your nium89 account are derived from legitimate sources and do not originate from criminal activity, money laundering, terrorist financing, or other illegal activities. We reserve the right to request additional documentation proving the source of your funds if deposits exceed certain thresholds or if suspicious patterns are detected.
nium89 offers various bonuses and promotions, including welcome bonuses, reload bonuses, cashback, free spins, and loyalty rewards. Each bonus is subject to specific terms and conditions, including:
Bonus abuse, including but not limited to creating multiple accounts, collusion, exploiting software errors, or irregular betting patterns designed solely to clear bonuses without risk, is strictly prohibited. nium89 reserves the right to void bonuses, confiscate winnings, and close accounts found engaging in bonus abuse.
We reserve the right to modify, suspend, or cancel any bonus or promotion at any time without prior notice. Changes will be communicated via the Platform and do not require individual user notification unless specifically required by law.
All sports bets are subject to the specific rules of each sport and betting market. In cases of disputes, match postponements, or result ambiguities, official league and tournament rules apply. Bets on cancelled or postponed matches are typically voided and stakes returned, unless otherwise specified in the sport-specific rules.
All casino games (slots, table games, live dealer, crash games) use certified random number generators (RNG) or live equipment audited by independent testing laboratories. RTP (Return to Player) percentages are displayed in each game's information section. Game outcomes are final and cannot be disputed unless a technical malfunction is proven.
The following activities are strictly prohibited and may result in immediate account closure, forfeiture of funds, and legal action:
nium89 is committed to promoting responsible gaming and preventing problem gambling. We provide comprehensive tools to help users maintain control over their gaming activity:
For more information and to access these tools, visit our Responsible Gaming page or contact customer support.
nium89 is committed to protecting your personal information and financial data. All data is encrypted using industry-standard SSL/TLS protocols. We collect only information necessary for account operation, payment processing, and legal compliance. Your data will never be sold to third parties or used for purposes beyond operating your gaming account. For complete details on data collection, usage, storage, and your rights, please review our Privacy Policy.
To the maximum extent permitted by law, nium89 shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform, including but not limited to loss of profits, data, or goodwill. Our total liability for any claim arising from these Terms shall not exceed the amount of deposits you made in the 90 days preceding the claim.
nium89 is not responsible for losses resulting from:
These Terms & Conditions shall be governed by and construed in accordance with international gaming standards and the laws of the jurisdiction in which nium89 is licensed. Any disputes arising from these Terms shall first be addressed through good-faith negotiations with our customer support team. If resolution cannot be reached, disputes may be escalated to binding arbitration as specified in our dispute resolution procedures.
Users accessing nium89 from Indonesia acknowledge that online gambling occupies a legal grey area under Indonesian law and agree to assume all responsibility for compliance with local regulations.
nium89 reserves the right to modify, amend, or update these Terms & Conditions at any time. Material changes will be communicated via email, on-site notifications, or updates to this page with the "Last Updated" date revised accordingly. Continued use of the Platform following any changes constitutes your acceptance of the modified terms. If you do not agree with the changes, you must cease using the Platform and may request account closure.
You may close your account at any time by contacting customer support. Upon closure, any remaining Real Money balance will be returned to your designated withdrawal method within 7 business days, subject to completion of any pending wagering requirements and KYC verification.
nium89 reserves the right to suspend or permanently close your account at any time for violation of these Terms, suspected fraud, abuse, or at our sole discretion. In cases of account closure due to terms violations, any remaining balance may be forfeited, and winnings may be voided.
If you have questions, concerns, or disputes regarding these Terms & Conditions, please contact our customer support team:
For additional assistance, visit our FAQ page.
By creating an account and using nium89, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. You confirm that you are at least 21 years of age, a resident of Indonesia, and that your use of the Platform complies with all applicable laws and regulations.
Here are the most important aspects of our Terms & Conditions for quick reference.
You must be at least 21 years old to create an account. KTP verification is required before first withdrawal to confirm age and identity.
Only one account per person is permitted. Multiple accounts will be closed, and funds may be forfeited. Use your real identity and accurate information.
Identity verification via KTP is mandatory before your first withdrawal. Process typically completes within 1-24 hours during business days.
All deposits must be wagered at least once (1x turnover) before withdrawal to comply with anti-money-laundering regulations.
Bonuses have wagering requirements (typically 10x-25x) and must be completed within specified timeframes. Read specific bonus terms before claiming.
Use our responsible gaming tools to set limits on deposits, losses, and session time. Self-exclusion options are available if needed.
Visit our comprehensive FAQ section for instant answers to common questions about account rules, deposits, withdrawals, bonuses, and more. Our knowledge base covers everything you need to know.
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